“Someone’s sitting in the shade today because someone planted a tree a long time ago.”

Had a dream last night- Its somewhere in the future. India is the 2nd largest economy after China and its become a fully developed country.Clean, great roads, swanky buildings, internet has become the largest channel of communication, Tablets a bit larger than iphone4 have overtaken PC/laptops....and then comes the recession.....Unlike the current recession which started off as mortgage crisis and realestate bubble crash, this recession is due to people taking huge loans to buy mobile phones, and other gadgets, and then they fail to pay back the banks. SBI and ICICI has become the Lehman brothers and Goldman Sachs of the current recession............................To sum up a nightmare, are we spending too much on gadgets? Are we going the American way of buying large houses, super luxury cars etc, from borrowed money, money which is not yet owned?